What Are Some of the Fun Things I Should Be Doing in Retirement?

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What Are Some of the Fun Things I Should Be Doing in Retirement?

Retirement comes differently for every person. There are people who plan for early retirement as soon as they start working, and there are also people who don’t have the luxury to think about retirement because they have too many responsibilities to take care of. Eventually, however, we all get retired at some point, either voluntarily, due to health concerns, or as part of the business.

If you were lucky enough to set yourself up financially for retirement, you should have an easier time transitioning to this new phase in your life. As long as you have good health, you should be able to maximize retirement by embracing all the new things that you could try now that you have all the time in the world.

It can be challenging adjusting to retirement, especially after getting used to the daily grind of work for years. To help you keep things interesting, here are some of the most popular choices for activities you can do in retirement:

Do some traveling.

Retirement is the perfect opportunity to travel the world. When you were still working, it was hard to find time to visit other places because most of the time you were just too tired. You would rather use your weekends for rest than to go to faraway places for leisure. It can also be difficult to ask your boss for vacation leaves when your company is too busy trying to meet its objectives.

Once you’re retired, you have all the time (and ideally, the money) to visit popular tourist spots not just in the country but across the globe. You can go on a cruise, enjoy long day trips, and immerse yourself in other cultures. You’d be surprised at how rejuvenating traveling can be even in old age.

Continue your growth.

Learning never stops, even in retirement. You can use your time to gain new skills to keep your lifestyle healthy. There are several skills that can help you out greatly in different aspects of your retirement. For instance, you can learn a foreign language and gain enough mastery over it so that when you visit a country that uses it as their primary language, you’ll have an easier time communicating with them. You can also learn how to cook and impress your family and friends with your new ways around the kitchen.

Picking up a new hobby or two is also highly recommended to boost your activity levels. You might not have enough stamina to start playing basketball or soccer at this point, but other sports like golf and bowling require no age or physical attributes to play. You can opt for creative hobbies such as painting, sculpture, playing musical instruments, crocheting, and photography if these better suit your tastes.

It’s important to keep growing as a person even after you’ve reached retirement so you can maximize your productivity in life.

Give back.

Retirement also presents multiple chances to give back to the community and your family. Take time to volunteer at organizations that can use the extra help. Choose a cause that is important to you so you can better relate to the program’s goals and visions. If you have any special skills, you can teach and mentor at volunteer programs to help people upskill themselves.

Now that you don’t have to work, you can spend more time with your family. Schedule more bonding activities with your children and grandchildren to make the most of your time together. Help the younger members of the family with studying or whatever projects they have that you can assist with. Organize trips with the older family members to strengthen your relationships.

A Final Word About Retirement

There are endless possibilities when it comes to fun things you can do in retirement. However, your priority should always be to take care of yourself. You want to be sure that you live out the rest of your life as well as possible. To do that, you need to surround yourself with a community that will help lookout for what’s best for you while supporting you in your endeavors.

Storz Realty can help you find that secure, elderly-friendly neighborhood that’s perfect for retirement. With several senior living communities to choose from, Storz Realty can definitely help you find the perfect home for spending your sunset years.

(Source: Sixty and Me)

How to Save Money in Marriage (as Newlyweds)

Weddings can cost a lot of money. It only happens once (ideally); it unites you and your loved one in the sanctity of marriage and brings both families together to witness the special event. It’s only natural to spend a significant amount of money to ensure that the occasion adheres to your dream scenario.

After the wedding comes the honeymoon, which isn’t an inexpensive trip either. You want to make your honeymoon as romantic as possible, and oftentimes that includes a trip abroad for two.

It’s alright to spend on these things because they are important events in your life. However, if you want your married life to be comfortable, you’ll both need to manage your finances wisely as a couple. Here are a few easy tips to save money more effectively so you can plan better for your future together:

Review your expenses.

Now that you’re a couple, there should be minimal, if not zero, secrets from each other. This includes your individual finances. Take a look at each other’s expenses and see if there are ways to combine, refinance, or remove some payables altogether.

A good example of expenses that you can modify and combine are insurance policies. Insurance companies offer a different package for single men and women than they do for married couples, so feel free to explore what your current companies have to offer. Compare their packages and decide on where both of you should sign up. Being insured by the same company also opens up chances for discounts and other promos.

Update tax withholdings.

A lot of things will change after marriage, and your taxes are no exception. Single people pay taxes at a different bracket from married folks, so you need to be sure that both of you update your new tax bracket after getting married.

Go on reasonable dates.

Prior to marriage, a lot of couples spend a considerable amount on dates. Men want to impress women and prove that they can provide for them, so they usually go somewhere fancy and pick up the bill. Once you’re married, there’s no need to do that anymore.

Scheduling a regular date night is certainly a good move to keep your marriage healthy, but it’s better for your finances if you can go on cheaper dates. Try a new activity for free, or visit a new low-cost restaurant to widen your food options. Of course, it’s still okay to go to a fancy restaurant occasionally if you feel the need.

Consolidate your property.

Since you will be moving in together, it’s highly likely your new house won’t be able to fit all the things you owned before when you lived in separate houses. There will surely be excess appliances, furniture, and other items because both of you might have it.

You can try selling off the things you won’t be bringing into your married home to make extra cash. Besides, getting rid of unnecessary stuff now is better than worrying about how to declutter in the future when you feel your house is too full of things you don’t need.

Put your savings toward goals.

The best way to save money is to have a clear goal as to why you’re doing it. Set realistic goals with your partner on how much you want to save for a particular period of time, and what exactly you’ll be using the money for. By having clear objectives to set your minds to, you’ll have an easier time managing your finances because you know exactly what you want to achieve.

A Final Word on Saving Money in Marriage

Marriage is the perfect example of a true partnership. To succeed as a couple, you need to both be on the same page most, if not all, of the time. The same applies to reaching your financial goals, you need to understand each other’s spending behaviors so you can help him (or her) make the necessary adjustments if necessary.

Goal-setting is important because it serves as extra motivation, especially when you’re tempted to spend on unnecessary wants. You can put anything as your objective as long as both of you agree on its importance. It can be a savings account for your future kids, an emergency fund for medical expenses, or a way to buy your dream house that you just can’t afford right now.

If it’s the latter, you can always reach out to Storz Realty so they can help you look at your options in the near future. If the stars align, they might be able to help you secure that dream house sooner than you think.

(Source: Nerdwallet)

Three Myths About Manufactured Housing (That We Need To Address Right Now)

There’s a growing interest in the manufactured housing sector from both tenants and investors. The coronavirus pandemic has made a significant impact on several industries including the hospitality and leisure sectors while worsening the conditions of local housing efforts. As a result, more and more people are turning to manufactured homes as an alternative solution to the housing crisis.

Manufactured homes, more commonly known to others as mobile or trailer homes, are not that different from traditional single-family residences. These homes are built in compliance with HUD regulations, with the added bonus of the homeowner being able to choose exactly where he (or she) wants it located. Many financial institutions and private investors are already aware of the current trend, offering affordable rates for people interested in owning a newly-manufactured home.

A lot of people still have doubts regarding the viability of manufactured homes, and it’s understandable given the fact that there are several myths running around regarding mobile housing. To better educate you on the truths of manufactured houses, here are the most common misconceptions that people have about the industry:

1. Manufactured homes are hard to finance.

One of the myths about manufactured homes is that they are difficult to finance. This wasn’t really a myth several years ago because a lot of financial institutions and private lenders weren’t that comfortable yet trusting the manufactured housing industry with financing loans. However, both private and government-sponsored financial enterprises have ramped up financing manufacturing homes through the years, and right now financing a manufactured home is no more challenging than a traditional house.

In 2019, the Federal National Mortgage Association, better known as Fannie Mae, closed no less than $2.5 billion in loans for manufactured homes. While this is slightly lower than their 2018 volume that reached $2.9 billion, it’s still a considerable jump from 2017’s $1.9 billion turnouts. These numbers are hard proof that manufactured homes are just as viable when it comes to financing concerns.

2. Manufactured houses are built with poor quality standards.

If anything, the construction rules for manufactured homes are actually stricter than standard houses. Not only are they required to pass the standard of HUD’s Manufactured Home Construction and Safety Standards code, they should also withstand transportation because they are meant to be mobile. As such, additional sturdiness and durability is necessary before it can be approved for sale.

Many people also believe that manufactured homes depreciate faster than traditional homes. The truth is, both types of housing are prone to the same reasons for depreciation. If you don’t take care of your house, regardless of what kind it is, its value will surely decrease over time due to wear and tear, weather damages, and other reasons. The location also plays a role in depreciation, as communities are crucial in determining the value of a residential area.

3. Manufactured homes are a bad investment.

The pandemic has only increased the demand for manufactured homes by accelerating the need for people to secure affordable housing. The manufacturing homes industry has received increasing investments in this year alone, clocking in a 23% increase in just the second quarter.

Manufactured homes are a safe investment even in times of crisis, as shown by the low turnover and high rent in manufactured communities during the pandemic. According to JLL data, the stability occupancy of manufactured homes is 93.5% nationally for the first quarter of 2020, which is all-time record even including traditional houses.

A Final Word About Manufactured Homes

In these uncertain times, it is important to secure a place of residence at a modest price. Manufactured homes provide the advantage of lower costs while allowing you to enjoy the same benefits of a traditional house, if not more. If you are interested in owning a manufactured home in a community of your choice, Storz Realty can help you look into several affordable options with friendly financing rates to make homeownership easier to achieve.

Pros and Cons of Buying a Mobile Home

Buying a house is one of the most exciting yet terrifying decision people have to make. Read on to know more about the pros and cons of buying a mobile home.

Deciding to purchase a mobile home is a serious matter. To concentrate a vast amount of money to a single investment will make you doubt your choices every step of the way. Questions as to the budget, the location, the type of house you should get, are all part-and-parcel of you trying to weigh the pros and cons of buying a mobile home. You will most likely have sleepless nights and endless discussions about it.

As with any decision you are going to make, a good tip is always to conduct a thorough research about your options. Weighing all sides and taking into consideration all relevant factors to you and your family is the best first step.

An option that has been becoming popular in the recent years when it comes to housing types is a mobile home. Mobile homes have been around for decades now, but a new wave of more modern designs and smart options have taken the market by storm lately.

How a mobile home differs from a traditional home

Contrary to a traditional home that is built from scratch on-site and usually has deep foundations over a lot, a mobile home is a prefabricated structure. The parts of a mobile home are made in a factory on a chassis. Once the house parts are complete, they are transported by a trailer or a tow truck, and they are assembled in the location. Due to the building process of mobile homes, there is usually a limitation on the size and materials used in the house — nevertheless, there is a lot of significant advantages to choosing a mobile home in other aspects.

Let’s check out some pros and cons in buying a mobile home.

Advantages of a mobile home

A featured image from "Pros and Cons of Buying a Mobile Home", an article by Storz Realty.

Affordability

If you are a first-time homebuyer, maybe a new member of the workforce or a newly married, mobile home is a great option for you. Mobile homes are more budget-friendly. It is easier in the pocket, and loan approval is generally processed faster. Traditional house mortgages run for decades. Those who are not willing to commit to this responsibility due to budgetary concerns have mobile homes as an option. Having a traditional house places a bigger financial burden. A mobile house provides similar functions for a fraction of the price.

Mobility

Due to its relatively lower price, it is easier for a homeowner to let the property go. One of the reasons why people reject job offers and other opportunities is because of their commitment to a particular location because of their homes. For those who are given sudden opportunities for a career change or a move, living in a mobile home makes decision-making a bit easier. A mobile home is great for those who keep tabs on life transitioning.

Community

The sense of community in mobile home parks is one advantage many people do not foresee. Because of the built of houses and the layout of mobile home parks, friendship and camaraderie are easily found. There are also specific home parks that cater to special groups. If you are a senior citizen, you can find communities that are made specifically for you and your needs. For newly-weds, you can look for mobile home parks that are conducive for starting a family life.

Disadvantages

Susceptible to some damages

Because your home is not anchored to a deep foundation, it might be an issue for calamity-stricken areas. It is not the same as saying that mobile homes are not safe. Mobile homes follow specific guidelines for safety. But if they are compared comparison to traditional homes, the latter wins in terms of durability.

Depreciability

Mobile homes are considered personal property. Its value as an asset is more comparable to a car than to a traditional home. With that said, its value depreciates faster over time. If you are looking at it as a long term, idle investment, it is not necessarily the wisest choice.

Design limitations

Mobile houses are prefabricated. Designs may not be as widely varying as those you can find in a traditional home. While there are beautiful choices available, if you are the type of person who loves highly-customized architecture, you might find mobile homes limiting.

A featured image from "Pros and Cons of Buying a Mobile Home", an article by Storz Realty.

A Final Word About The Pros and Cons of Buying a Mobile Home

At the end of the day, everything boils down to the owner’s priorities and preference. As a home buyer, what you need to do is come up with a list of requirements you look for a home. Keep an open mind as to the different types of houses available to you, and you may surprise yourself on what you might find!

If you are looking into mobile homes in California, check out our listings available! For more inquiries, don’t hesitate to contact us at 916 989 5333.

(Source: Trulia)

Three Easy Design Tips and Tricks (To Decorate Your Mobile Home)

Mobile homes are structured differently from regular houses, which makes designing them more complicated than usual. Here are a few easy fixes to decorate your mobile home so you can adjust its stock design into a gorgeous version that would make you feel more comfortable calling it your own.

A lot of people have invested in mobile homes, and with good reason. They are more affordable than regular houses, easier to maintain, and the mobility attribute allows homeowners to be more flexible with where they want to live.

Gone are the days when mobile homes are meant only for trailer parks. You can now see mobile homes set up on water, near the mountainside, or on wheels to let the owner park the home anywhere he (or she) pleases. Mobile homes provide a great alternative for people with a fixed price range and a modern lifestyle.

First-time owners of a mobile home might get bored with the structure’s pre-manufactured look at some point. Fret not, as you can easily change that by adding decorations to provide your home with a more polished and personalized touch.

Light up the Kitchen

The rooms in a mobile home are usually small so that they can fit inside the limited space. The stock lights that come with a mobile home are a little dim, and the added darkness can make the room feel even smaller. This issue is commonly seen in mobile home kitchens.

There are several ways to light up your kitchen and make it look bigger. You can use under-the-cabinet lighting if you just want to brighten select areas or add an accent to the cabinets. You can also use LED strip lights to illuminate the counter space. Well-positioned mirrors can add reflection effects to the kitchen’s lights to give the room a brighter disposition.

A featured image from "Three Easy Design Tips and Tricks (To Decorate Your Mobile Home)", an article by Storz Realty.

Paint to Your Advantage

The right colors can do wonders in making your home feel more warm and comfortable. Studies show that color can influence how we perceive a room. For instance, lighter shades bring more attention and are better options if you want to attract someone’s line of sight. Cooler colors can also make a room seem larger than it is because they allow light to bounce around the room.

There are many ways to use color to manipulate a person’s eyes. Mobile homes typically have a ceiling height of six to seven feet, good enough for standing height. You can paint cool-toned colors on the walls a foot or two into the ceiling to create an optical illusion, making it seem like the roof is at least a couple of inches higher than it actually is.

In the same manner, painting the lower part of the room with darker colors can make the impression that it is taller. The dark colors ground the spaces around you, and the eyes naturally look for the brighter colors in the upper part of the room. The vertical action of the eyes wandering from the bottom to the top of walls fools them into thinking they scanned a larger surface.

A featured image from "Three Easy Design Tips and Tricks (To Decorate Your Mobile Home)", an article by Storz Realty.

Buy New Furniture

The furniture you have is important in setting up the overall feels of the house. Naturally, you don’t want to purchase stocky or sizable furniture because it will only eat up more space in your home, creating a cramped feeling across the rooms.

Going for thin and tall pieces of furniture will make the eyes follow their height into the ceiling, where they will focus on the fact that there is not much space left in the upper region of the room. You want their eyes to wander around the perimeter of the room, so you should purchase lower, longer furniture types instead.

Placing low chair rails around the corners of the room will also make the walls seem taller. Basically, learn to match the size of the furniture with the wall it is adjacent to. A long couch should be placed next to a long wall, and an end table goes well with a short wall.

A featured image from "Three Easy Design Tips and Tricks (To Decorate Your Mobile Home)", an article by Storz Realty.

A Final Word on Decorating Your Mobile Home

The way you set your lights, colors, and furniture is crucial in creating a visual effect to control how the eyes will perceive size and spacing. Decorating your mobile home does not need to be expensive; you just need to be familiar with interior design strategies.

(Source: Mobile Home Living)

How To Decorate Mobile Homes Into An Elegant Living Space

With the rise of digital nomads and minimalists, manufactured housing is one of the most practical choices for a living option. That is why in this article, we clue you in on how to live well and classy in your mobile home.

Gone are the days when living in trailer parks, mobile home, tiny houses or manufactured housing are for those skimping their budgets or unemployed. The younger generation sees mobile home living as their home choice to save on rent and mortgages.

While it is undeniably cheaper than stick-built houses, choosing to live in one does not mean that you have to sacrifice having a classy living space that a regular home can offer.

With all the money you saved on rent and mortgages, investing in your mobile home’s interior design improves your wellbeing.

Before anything else, you have to decide if mobile home living is for you. If you decided to stick to a regular home because of safety reasons, well then we have a surprise for you: mobile homes can be converted into regular homes. Now that it is settled, let’s get back to designing your new mobile home.

The common problems in designing the interiors of a mobile home are the low ceiling, limited natural lighting, narrow rooms, and the odd traffic flow, which affects your home’s overall aesthetic. Even so, these interior design obstacles can be solved easily with tips and tricks on how to decorate your mobile homes.

A Functional And Fancy Kitchen

A white kitchen shelf full of ceramics and decor

Step 1: Put the right chandelier above the dining table

But it’s a mobile home, how can a chandelier fit? You ask. The right size can change everything. Measure the kitchen floor to ceiling height diagonally in feet and use that number in inches to determine the chandelier’s height. For example, if the floor to ceiling height is at 14’ then look for a 14” long chandelier.

Step 2: Extend the cabinets

Remodel the kitchen and remove the gap between the ceiling and storage cabinets to maximize the limited space. The additional storage can store cluttered items in the kitchen area.

Step 3: Light, light, light, and light!

A well-lit kitchen is a chef’s paradise, and you can turn yours by using ceiling-mounted lighting, recessed, pendant, and task lighting.

An Easy And Elegant Living Room

A mobile home living area with wood accents and white carpet

Step 1: Color blocking

If you didn’t know this yet, darker tints on the lower part of the wall and white paint on the upper part make spaces appear taller. This trick provides symmetry and is a tasteful way of designing the wall without a busy design.

Step 2: Use barely-there boundaries

Different spaces should have markers to signify their territory and achieve symmetry as well. In a living area, using an accent wall with the same tone as the wall’s color differentiates it from other areas. You can also use a rug or a carpet in the living room area to add a luxurious touch.

Step 3: Conversations are important

The secret to a put-together home is a conversation area, and this is especially important in the living room area. A small coffee table works best in mobile homes to have that extra little space for conversations and decorations.

A Cozy And Classy Bedroom

A narrow bedroom with wall art and minimal decor

Step 1: Mirror, mirror on the wall

Mirrors are magical items. They make rooms bigger and lighter. It is both functional and is aesthetically pleasing to the eye. Place one opposite a window to bounce light and create an illusion of space.

Step 2: Eye-level art pieces

An art that complements your style and the home’s color palette will always be elegant. Position your chosen artwork at eye-level for comfortable viewing and achieve symmetry within the room.

Step 3: Height is might

Use vertical decor or long curtains to add height to the room’s long ceiling. This trick is your chance to show off your favorite colors or decor.

A Stylish And Spacious Bathroom

A white bathroom wall with plants, wall clock, and hooks

Step 1: Update your bathroom sinks and storage

An average person spends about 92 days in a bathroom in his lifetime. You will thank yourself in the future if you decorate your bathroom now. An update to the ready-made bathroom can change its whole look. It can be as simple as painting the cabinets with different colors and changing knobs.

Step 2: Frame it

Instead of the bare one that comes with the mobile home, a framed mirror makes the difference in being an ordinary bathroom to a stylish bathroom.

Step 3: If the lighting is right

The right lighting can make or break your bathroom’s look. You should put a lighting source for the whole room and local lighting just for the mirror to have that glam bathroom vibe.

A Final Word About Interior Design

Don’t get too overwhelmed with the things you have to do to turn your mobile home interior into a stylish living space. We suggest that you focus on one area before moving on to another, like what we did in this article.

No Space Too Small: Decorating a Mobile Home Bathroom

A mobile home may be less than ideal for some, but decorating a mobile home bathroom can be fun and even cathartic. Here are awesome (money-saving) tips just for you!

Many Americans opt for mobile homes because they are affordable and practical. But living in one is far from living in a home designed and built just for you. You have to compromise your preferences and live with low ceiling heights, narrow rooms, little natural light, and odd traffic flow — “common mobile home decorating obstacles” as enumerated on Mobile Home Living.

But does imperfect have to mean undesirable? Does living in a mobile home take away your right to enjoy and maximize every space, nook, and cranny it affords? Nope. This particular piece focuses on a room many take for granted but plays a very important role in the household: the bathroom.

Decorating a mobile home bathroom on a budget

The fact that you live in a mobile home already implies that you wish to use your money wisely, so let’s start with quick hacks that can immediately give your mobile home bathroom a design upgrade.

1. Add a plant

Air-purifying properties of many indoor plants are coming to light now that there is a pandemic. Do your research, pick a plant that makes you happy, and place it in your bathroom. Sometimes people spend more time in the bathroom to read or get away from the noise outside even for a while. An indoor, air-cleaning plant would be your perfect companion.

2. Add a colorful rug

If you are starting to feel like your bathroom is bland and not warm enough for you to enjoy being in it, maybe a colorful statement rug will do the trick. Go for colorful prints or patterns that will make it a useful centerpiece in your bathroom. Bright colors and patterns may work wonders on your mood, or you can opt for nature designs to help you relax.

3. Add something metallic

Anything metallic looks expensive and fancy. Whether it be your soap dish or a stool where you pile your magazines on, a metallic object can bounce light off and add glitter to what would be an overlooked space. Since you are living in a mobile home anyway, live it up by decorating your mobile home bathroom like a star. Go ahead and add some bling!

4. Add wall art

Who says art should only be in the foyer or the living area? Nothing makes a bathroom experience more soothing than having something nice to look at while you’re sitting on the throne. If not wall art, install movie posters, concert posters, or any other visual that can make spending time in the bathroom more fun than the usual touch-and-go. Paint a mural, if you wish. It’s up to you!

5. Change the hardware

Maybe it’s time to change the faucet or the cabinet handles into something different. You can go for sleek and modern or shabby and rustic by installing vintage (working) fixtures you find in antique shops. Let your bathroom tell a story. These can also be conversation starters for when you have first-time visitors.

6. Change the colors

If you have time, repaint your bathroom or install new wallpaper. Even better, personalize your bathroom decor by creating a collage of your favorite photographs or newspaper and magazine articles on the wall. This may be more time consuming but you may just enjoy the process. It may also give you a sense of pride in your mobile bathroom decor because it is unique only to you.

Use ladders made from live wood as towel hangers; install open shelves; use fun towels or shower curtains — the list is endless. Decorating your mobile home bathroom can truly be a fun experience. The limitation of space should not limit your creativity and imagination. Let it reflect your taste and sense of style. Mobile homes are practical and it’s up to you to make it the home you have always wanted.

Ready to go mobile?

If we had fun thinking up ideas on decorating your mobile home bathroom, imagine the fun we will have when we come up with ideas for the other rooms! You deserve a home you can afford that is your very own. Live according to your terms.

Start by getting a mobile home today.

Sources:

What are Mobile Homes?

“Tiny House Nation” was a hit reality show that sparked a movement because it encouraged people to live minimally and simply, save money on rent, and allowed them to move from place to place if they wanted or needed to. These tiny houses are examples of mobile homes.  

What exactly is a mobile home? 

Oxford defines a mobile home as “a large trailer or transportable prefabricated structure that is situated in one particular place and used as a permanent living accommodation.” 

Nolo.com gives a broader definition: “Mobile homes, also known as ‘manufactured homes,’ are built in a factory and placed on a trailer chassis to allow them to be moved. Mobile homes are sometimes placed in a mobile home park or on leased land.”  

Some say, though, that a mobile home and a manufactured home are not the same.  

A bit of mobile home history 

The concept of the mobile home began in the early 1900s when people realized that they needed to be able to move their families wherever they landed a job. At the time, the mobile home looked very much like the camper van we know today.  

In World War II, mobile homes were manufactured for people who had to travel far and give aid to those at the forefront. After the war, when veterans returned home and needed housing, mobile homes were issued to them as a cost-effective solution. 

In the 1960s, people demanded for bigger mobile homes. They wanted more space while staying mobile and being able to afford a home of their own. This brought about the National Mobile Home Construction and Safety Act of 1974. 

Then in 1976, the Department of Housing and Urban Development (HUD) stepped in and set parameters to the process of building these mobile homes. These parameters are also known as the “HUD Code” or “HUD Manufactured Home Construction and Safety Standards.” 

The HUD Code covered: 

  1. Body and frame requirements
  2. Design and construction
  3. Energy efficiency
  4. Fire safety
  5. Plumbing and electrical
  6. Thermal protection
  7. And other aspects 

The HUD Code of 1976 was followed by the Housing Act of 1980. It mandated that: “‘Manufactured’ be used in place of ‘mobile’ in all federal laws and literature that referenced homes built after 1976.”   

Using the word “manufactured” meant that homes were made following safety standards.   

So, is a mobile home a manufactured home? Yes, if the mobile home is built following the safety standards set by the HUD.   

Mobile home pros and cons 

How does one buy a mobile home? You can either look up companies who manufacture mobile homes or you can go to a mobile home park and look at mobile homes on sale. For the first option, you should already have land to house or park your mobile home in.  

The upsides of choosing to live in a mobile home are: 

  1. They are more affordable than brick-and-mortar homes making ownership easier
  2. They give more space for your money since they cost less per square foot.
  3. They offer flexibility since they are semi-permanent. You can also re-sell them.
  4. They are sturdy since they are built indoors and adhering to high standards
  5. They are built faster since they are not exposed to weather and other elements onsite

The downsides of choosing to live in a mobile home are: 

  1. Your financing options may be limited since banks consider them personal property, not real estate. Hence, you will only be able to apply for a personal loan.
  2. If you don’t own the land where your mobile home will be mounted, rent in a mobile park could go up to USD $300 monthly. There will also be mobile park rules you will have to follow.
  3. Mobile homes depreciate over time. It is the land it is mounted on that appreciates over time. This is why brick-and-mortar homes appreciate — they are attached to the land they are built on.
  4. Mobile homes may not be able to withstand the effects of natural disasters since they are built on a temporary and not a permanent foundation

How are mobile homes built? 

Mobile homes are built in a manufacturing site which is a controlled environment. There is usually an assembly line so the process is organized, fast, and assured of quality control.  

Some manufacturers divide their work area into different stations that focus on different parts of the mobile home. Then they come together and put the mobile home together, like a puzzle awaiting completion. 

Here are the steps of mobile home construction: 

  1. The builder orders the materials
  2. The steel frame is constructed
  3. The flooring is built in: joists are installed, sheets of plywood screwed in then glued 
  4. The walls are installed or attached 
  5. The team installs wiring, plumbing, and ducting
  6. The roof is attached: framework, sheathing, tar paper, roof shingles
  7. The drywall is installed
  8. The cabinets and fixtures are installed
  9. The windows and siding are installed
  10. The mobile home is presented to the owners for a walk-through

Some owners have specifications on features they want built into their homes, like folding tables, stools, or beds; or revolving television sets and sliding doors more commonly seen in tiny homes. 

Do mobile homes have titles?  

Yes. All states in the US use titles for signify ownership, except Texas, New Hampshire, and Vermont.  

A mobile home title should contain: 

  1. Owner’s name and address
  2. Age
  3. Width
  4. Length
  5. Vehicle registration numbers
  6. Serial numbers
  7. Location
  8. Recorded lien information including names and address
  9. Other relevant information

According to John Fedro of mobilehomeinvesting.net: “There is a separate title document for each section of your mobile/manufactured home. One title for a single-wide mobile/manufactured home and two titles for a double-wide mobile/manufactured home.”  

How long do mobile homes last? 

Mhvillage.com says that — in the 1990s — the life expectancy of a mobile home was almost 56 years. They contest, though, that given the proper care and maintenance, a mobile home can last forever.   

They also cite a 2018 report by the Federal House Finance Agency that shows “manufactured homes retain value much like site-built homes.” 

So, is a mobile home for you? There are people who do not believe in it, and people who do. It really is case-to-case: it depends on your needs, your budget, your priorities, your goals in life, and — ultimately — what gives you peace.

Smart Space-Saving Furniture for your Mobile Home

Years before the tiny houses came about, there was one particular dream American families shared – that is to have a big house with a white picket fence. The U.S has been known for its enormous homes and sprawling lawns. That dream is now a thing of the past. Many homeowners are starting to downsize consciously. Especially with younger homeowners, mobile homes are starting to get traction. However, there is still a misconception that these smaller spaces are far less inferior than the traditional American home. We aim to convince you otherwise. With the right items and arrangements, any mobile house can be a smart home.

Check out these smart space-saving furniture for your mobile home:

Floating shelves

Floating shelves aren’t new, but these are absolutely one of the best things for small spaces. We all know how important it is to have space where you can put your decorative items, indoor plants, and even books, but the traditional shelves are too space-consuming. With floating shelves, you will not sacrifice that much-needed space for functionality.

Expandable dining table

A lot of people enjoy having the ability to host meals and parties at home. Even though you live in a mobile home, you don’t have to forego the luxury of being able to entertain. You can easily accommodate 6 to 8 people using expandable dining tables. When not entertaining, dismantle the extensions to maximize your dining space.

Wall bed

Do you worry about guests staying the night? Or does your kid need an extra play space during the morning? Get one of those wall beds that you can simply tuck away when not in use. At night, pull it down and throw your pillows in. It takes a few minutes to do so!

Under-the-stairs cabinet

Everybody loves a good amount of storage space; however, only a few people living in mobile homes have this luxury on hand. Why? Because they have not planned ahead. One important thing in living in mobile homes is meticulous planning of where your things are supposed to go. Set up your mobile home with enough storage solutions – having an under-the-stairs cabinet is an absolute must for every mobile homeowner.

Pullout kitchen surface

Do you always seem to run out of work surface, especially in the kitchen? A pullout work station is the best solution for you. If ever you need a sturdy table to knead your dough, to prepare ingredients, one quick pull is all you need!

Some concerns involving mobile homes mostly involve the efficient use of space. But it should not be a problem anymore. The world has already adapted to this new way of living, and more solutions come about each day. It’s all about planning and thinking thoroughly about your needs as you navigate in this new era of smart, mobile home living.

Ready to find the perfect mobile home for you? Check out the amazing home selection we have at Storz Realty! Make your mobile home dream a reality today!

Feature Mobile Home Community – Smoke Tree Home Estates

There are many reasons why families consider moving into a mobile home. One of those reasons is its affordability. It is not unknown to many that mobile homes are generally more expensive than traditional homes. Due to the difference in construction and materials, the cost of mobile homes can be brought down to affordable levels. However, some might think that living in this type of housing means a less comfortable and ideal way of living. We are here to prove to you that mobile home communities offer the same comfort as traditional villages.  

Let’s take a closer look at Smoke Tree Home Estates.  

Found in Bakersfield, California, this all-age mobile home community offers a tranquil yet vibrant space. It sprawls over a 202-space residential area. The location of this mobile home community is ideal for those looking for the perfect balance of quiet and excitement. A mere 15-minute drive from the city will take you to places such as the McMurtrey Aquatic Center, Bakersfield Plaza, Camelot Park, and many more. An hour drive will take you to the Sequoia National Forest, where you can relax and appreciate all of nature’s glory.  

But really, there is no need for you to get out of Smoke Tree Mobile Home Estates to partake in some fun activities. Within the community itself, you will find lots of things to enjoy. The Estate has many amenities available for residents to use. 

Sparkling pool 

Are you feeling hot on a summer afternoon? There is no need for you to leave the mobile home estate to find a pool you can dip yourself into. Residents can access a beautiful, sparkling pool. Bring a towel and your family members, and enjoy swimming! 

Spa Facility 

When you see our facilities, you may ask yourself if this is a hotel or a residential space. We tell you it is a real mobile home estate. But since we aim to provide only the best experience for our residents, we made sure to include an onsite spa facility you can visit so you can relax after a day’s work. 

Clubhouse 

Are you planning to host a get-together for a big group of people? There is no need to bring this kind of chaos into your home. Instead, you can bring them into our clubhouse. The Smoke Tree Mobile Estate Clubhouse is big enough to accommodate your family and friends! That way, you won’t have to rearrange your homes to fit your guests.  

Library 

We thought of everything when we built this space. In the process, we also thought about our residents who love books and appreciate reading them in quiet areas. At Smoke Tree MHP, you can find a library stacked with books for you to enjoy. 

Laundry Service 

If your laundry is piling up, there is no reason for you to drive across town to take them to the laundromat. Inside Smoke Tree MHP, there is an onsite laundromat available for residents. 

 Car Wash 

If you are too busy to wash your car, you can always bring it to the onsite car wash facility inside the park. Not many mobile home parks offer this kind of service, but here at Smoke Tree MHP, we thought of every possible way to make your life easier.  

Game Room 

Our game room can be enjoyed by both adults and kids alike. If you are looking to host a game night to a bigger group of friends, we have got it covered for you. All you have to do is call up your friends, bring snacks, and we are happy to accommodate everyone! 

Other mobile home parks can only wish to have these fantastic facilities. The level of care and understanding of what the residents need are what sets Smoke Tree Mobile Home Estates from the others. Okay is never okay for us. We strive for the best because our residents deserve nothing less.